Goal Planning

Mutual Fund Transmission

Mutual Fund Transmission

The Hidden Struggles of Mutual Fund Transmission

Subramanian
The Shock and the Start In January 2025, a woman suddenly lost her husband. Grief aside, she was soon faced with the daunting challenge of claiming her late husband’s mutual fund investments—worth approximately ₹50 lakhs.
Navigating PPF Extension

Navigating PPF Extension

Navigating PPF Extension : A Tale of Banking Challenges and Client Empowerment

Subramanian
One of my clients initiated their PPF account with a public sector bank approximately 14 years ago. Recently, when they approached the bank for guidance on the next steps, they were informed that the only option was to withdraw the amount and initiate a new PPF account with the same bank.
Can we reach our goal quicker ?

Can we reach our goal quicker ?

Accelerate our investment towards our goals

Subramanian
Increasing your investment periodically can expedite goal achievement. Various methods exist to accelerate investment progress, such as opting for riskier ventures.
Money & Lifestyle Changes

Money & Lifestyle Changes

Meaning of money and lifestyle changes affecting our retirement plans

Subramanian
Money has different meaning for different people. Investopedia says money is a medium of exchange. While money is universally recognized as a medium of exchange, its significance and interpretation vary greatly among individuals.
Why should you buy Health Insurance

Why should you buy Health Insurance

4 reasons to buy Health Insurance now

Subramanian
Health insurance is crucial for financial protection against rising healthcare costs. It ensures access to quality healthcare, safeguarding individuals and their families during medical emergencies.
Health Insurance

Health Insurance

15 lesser known facts about Health Insurance

Subramanian
Health insurance forms an important part of your goal planning and it covers a major risk where financial resources could get depleted.
2nd year of Personal Finance

2nd year of Personal Finance

Celebrating 2 years of Personal Finance

Subramanian
It has been 2 years of personal finance, since I first began in October 2020. I completed my MBA finance which I talked about in my last year post.
1 year of Personal Finance

1 year of Personal Finance

Celebrating 1 year of Personal Finance

Subramanian
It has been a roller-coaster ride for sure. I had kept several goals for myself and have been able to achieve handful of them.