AMFI has released the data related to inflow/outflow of funds in various schemes. This article intends to share some insights on this data and you will find it useful to take decisions based on these inputs. August 2024 The current market data offers a powerful signal for investors to capitalize on the momentum, especially in large-cap and balanced fund strategies. Let’s look at the details: AMC Market Outlooks: Midcap and Smallcap Trading at a Premium Many Asset Management Companies (AMCs) are advising caution on midcap and smallcap exposure, as these segments are currently trading at a premium compared to large-cap stocks.

A manufacturing theme mutual fund invests primarily in companies within the manufacturing sector, such as those involved in industrial production, machinery, and raw materials processing. These funds aim to capitalize on the growth and profitability of the manufacturing industry, offering investors exposure to the sector’s potential for long-term returns. If you go by the presentation of HDFC or Mahindra, you would note that they are betting on many sectors including Power, Ports, Railways, Defence, Roads etc… The Government vision in terms of Amrit Kaal 2047, Production Linked Incentive, and Make in India getting a fillip are just some of the factors that suggests that manufacturing theme based fund may perhaps do really well.

One of my clients initiated their PPF account with a public sector bank approximately 14 years ago. Recently, when they approached the bank for guidance on the next steps, they were informed that the only option was to withdraw the amount and initiate a new PPF account with the same bank. Upon consulting with me, I advised the client that they could actually extend their existing PPF account, allowing them to continue earning 7.

Mutual fund industry has crossed 50 lakh crore mark in January 2024. While it’s common for investors to primarily focus on short-term returns when selecting mutual funds, it’s essential to consider various other factors that play crucial roles in investment decisions. These include the following : Safety Liquidity Returns Convenience Ticket Size Taxability Tax Deduction Safety Safety refers to the protection of the capital invested. Investors seek assurance that their investment is secure and not exposed to undue risks.

Increasing your investment periodically can expedite goal achievement. Various methods exist to accelerate investment progress, such as opting for riskier ventures. However, this approach may not be suitable for everyone due to discomfort with higher risks. This article proposes an alternative method: incrementally increasing your Systematic Investment Plan (SIP), reducing the time needed to reach your goal by two years or more. Scenario Let us assume you have a target to reach 1 crore and you plan to contribute Rs 50,000 per month.