Credit Risk Funds

Credit Risk Funds

What is Credit Risk Fund ?

Subramanian
Credit Risk funds - the name itself - conjures a mental image that one should not “risk” their money in such funds. When the name itself has “risk” , then the fund itself must be “very risky” . Such kind of imagination and biases will drive us away from the fund, despite the fact that they may give very good returns. However, one needs to check whether , such funds are a “true fit” for an individual .
How did I plan for retirement ?

How did I plan for retirement ?

Retirement Planning for new age !

Your future is created by what you do today In 2014, I was keen to plan for my retirement. I was not sure how to go about. As you are aware, our current jobs do not provide any pension and thanks to the medical advances , people ending up living much longer than our predecessors. Therefore a significant portion of our life, we would be living and not earning.
Where should I invest ?

Where should I invest ?

Is this a good time to invest in equity !

One of the common questions that investors ask me - where should I invest my money ? Fixed Deposit is giving a paltry return of 5 % . Is there any other investment avenue where I could get better return than this ? If you are facing a similar dilemma in this time and age, you are not alone. The answer is simple and it requires a process to be followed.
IPO

IPO

IPO Dhamaka!

Subramanian
IPO An initial public offering (IPO) refers to the process of issuing shares of a private corporation to the public in a new stock issuance. This allows the organizations to raise capital from public investors. The purpose of IPO could be various, but the primary being to raise capital for business. IPO’s in 2021 The year started with IRFC IPO. As I write this article, Zomato was listed. 5 more months to go.
Journey towards financial independence

Journey towards financial independence

My personal journey towards financial independence

Subramanian
I have been recently reading this book called Power of Habit which gives great insights on human psyche. Habits have a profound say in our day-to-day lives : The decisions we take, How and why small wins matter ? The cue, the routine, the reward Can we change our habits ? Michael Phelps, Tony Dungy, Claude Hopkins all have something in common. They all created habits which made them successful.