I have been recently reading this book called Power of Habit which gives great insights on human psyche. Habits have a profound say in our day-to-day lives :

SSY Benefits

1. Account opening

1. The account may be opened by the natural or legal guardian in the name of a girl child from the birth of the girl child till she attains the age of ten years .

Monitoring helps you determine exactly when a goal is on track. It provides you a feedback which incorporated allows you to make rectifications and therefore achieve your goals which you have laid out earlier. Feedback is important as it could tell you whether the path that you have chosen to achieve your goals is correct. It is a vindication of some sort. A reality check. It gives you an opportunity to correct your deviations and take you towards your goal.

A cognitive bias is a systematic error in thinking that occurs when people are processing and interpreting information in the world around them and affects their decisions and judgements.

What are goals ?

As an individual / family, you have a vision or a personal objective/s that you would like to meet in your lifetime .