Retirement

Journey towards financial independence

Journey towards financial independence

My personal journey towards financial independence

Subramanian
I have been recently reading this book called Power of Habit which gives great insights on human psyche. Habits have a profound say in our day-to-day lives : The decisions we take, How and why small wins matter ? The cue, the routine, the reward Can we change our habits ? Michael Phelps, Tony Dungy, Claude Hopkins all have something in common. They all created habits which made them successful.
Case Study - Growing Annuity with mutual funds

Case Study - Growing Annuity with mutual funds

How to construct an annuity with mutual funds ?

Subramanian
Growing Annuity @ Retirement Mahesh is 45 years old and his current expenses are Rs 75,000/- per month . He plans to retire by 60 and would like to have an annuity which would pay him enough for his current expenses. He would like this annuity to increase by 5% every year considering inflation in mind. How much should he start investing now so that it takes of my retirement till 85?
Early Retirement

Early Retirement

How to retire in your 40's ?

Subramanian
I have spent 18 years in IT industry and there have been days where I want to do my own thing. The challenge in an organization is that you feel boxed in so many ways. Many have different reasons. I could list a few below : I am not sure about the stability of my current job I want to do something on my own I want to pursue my dream My health (both physical and mental ) are worsening by the day I need to travel What should I do to retire early ?